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Cookies policy

Cookie policy for the www.btcapitalpartners.ro website

The website www.btcapitalpartners.ro (hereinafter referred to as "BT Capital Partners or BTCP website") is the official website of BT Capital Partners S.A. (hereinafter referred to as "BT Capital Partners or BTCP"), a non-bank financial institution, Romanian legal entity with registered office in Cluj-Napoca, Str. Constantin Brâncuși, nr. 74-76, postal code: 400462, registered at the Trade Register Office under nr. J12/3156/1994., CUI 6838953., CNVM authorization decision nr. 2330 / 22.07.2003. The BT Capital Partners website is the property of BT Capital Partners S.A. and uses cookies. The following information is intended to inform you about what cookies are and about their placement and use by the BT Capital Partners website. There are also some useful links on this site. If you need more information about cookies and this Policy does not cover them, you can write to us at office@btcapitalpartners.ro or call us on 0264 430 564 or 021 269 20 42. In relation to the processing of personal data in the context of the use of cookies, you may also contact the Data Protection Officer (DPO) appointed by BT Capital Partners at dpo@btrl.ro.

What is a cookie?

An "Internet Cookie" (also known as a "browser cookie", "HTTP cookie" or simply "cookie") is a small file of letters and numbers that will be stored on your computer, mobile device or other equipment from which you access the Internet. A cookie is set by a request from a web-server to a browser (e.g. Internet Explorer, Chrome) and, despite being stored on the equipment (computer, mobile terminal, etc.) used to access internet pages, cannot access other information on that device and cannot contain software, viruses or spyware. The cookie stores important information that enhances the web browsing experience (e.g. setting the language in which you want to access a site; keeping a user logged into a webmail account; online banking security; keeping products in your shopping cart). In most cases cookies do not process personal data when used and do not identify the users of web pages. A cookie consists of 2 parts: the name and the content or value of the cookie.

What are the main categories of cookies?What is a cookie?

In terms of the duration of their existence, there are two categories of cookies:

  • Session cookies: these are temporarily stored in the web browser's cookie folder so that the browser remembers them until the user leaves the website or closes the browser window.
  • Permanent/persistent cookies: These types of cookies are stored on the hard drive of the equipment used to access a website and are not deleted when the browsing session is closed. They are retained and reused each time the user returns to that website, but can be deleted at any time by the user and have predefined validity periods.

 

From the point of view of the operator placing cookies, there are:

  • first party cookies - placed by the owner of the website visited
  • third party cookies - placed by the operator of a website other than the one you visit. These third parties must also comply with applicable law and the privacy policies of the owner of the website on which they place cookies.

Details on the typology and description of all known types of cookies can be found by following this link: https://cookiepedia.co.uk

In terms of the purposes for which cookies are placed, there are usually the following categories of cookies: strictly necessary, for analysis and improving the performance of websites, functional and promotional (targeting and advertising).

What types of cookies does the BT Capital Partners website use?

The BT Capital Partners website uses session and permanent cookies, as well as its own cookies or cookies placed by third parties, for the following purposes:

Strictly necessary cookies

These cookies are necessary for the functioning of the website and cannot be disabled in our systems. They are usually only set in response to actions taken by visitors to this website requesting various services such as setting privacy preferences, logging in or filling in forms. In the browser they use, visitors (users) can set their browser to block or warn them about these cookies, but in this case, certain parts of the site may not work. These types of cookies are exempt from the rule of obtaining consent for their placement.

 

Measurement, analysis and performance cookies

These cookies allow us to track website visits and traffic sources so that we can measure and improve website performance. In this way we can find out which pages are the most popular in order to discover which products and services are of interest to website visitors. All the information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when a particular IP address visited the website. Using Google Analytics, we collect anonymous data about visits to the website, such as pages viewed, length of time viewed, page entry to the website.

 

Promotion cookies

These cookies are set on the BT Capital Partners website based on agreements we have with our advertising partners (e.g. Social Media pages, Google etc). With the help of these cookies, our partners can observe and analyse which types of products on the BT Capital Partners website a particular visitor has shown an interest in, and on a subsequent visit to another website will display advertising to that visitor based on the product they have shown an interest in on the BT Capital Partners website. This type of promotion is called targeted advertising. If you do not allow advertising cookies, it does not mean that you will not be served advertising on other pages, but that the advertisements you will be shown will be less relevant to you as an internet user. If you would like to learn more about how cookies work in relation to online advertising, please visit http://www.youronlinechoices.com/ro/.

 

A list of these cookies and the identity of the third parties placing them can be found below

To give you a better online experience, we use the services below, but this list is open.

  • Google Analytics, a traffic analysis service owned by Google, Inc. and by default cookies. Categories of cookies used: site performance, visitor analytics, retargeting and advertising. These cookies do not collect personal data and do not personally identify visitors to the site, but are used to provide you with content tailored to your preferences while browsing the Internet. To view the Google Analytics "Terms of Service", please go to http://www.google.com/analytics/tos.html
  • Google Signals (Google Signals) represents session data from sites and apps that Google associates with users who have signed in to their Google accounts and have enabled Personalising ads.

    Users can opt out of personalised ads through the Ads settings and control what information Google keeps about their activity on the web and in Google apps through My Activity settings. See our policy on personalized advertising.

  • Google Consent Mode - With the consent collected through this tool, we send Google information about how you use our site (for measurement and analysis purposes) and information that allows Google to personalize the ads you see when you browse the Internet (for advertising and remarketing purposes). This information is only sent if you have explicitly consented to measurement, analytics and performance cookies and promotional cookies. Google's consent module uses the parameters listed in the Cookie List table.

  • Facebook Pixel, a code by which the user can be targeted by advertising services, in Facebook advertising platforms, once he has visited the website www.bancatransilvania.ro. Details of Facebook's privacy policy can be found here: https://www.facebook.com/about/privacy
Cookies name
Platform
Categories
Details
PHPSESSID
php
Cookie strictly required
Session cookie
OptConsent

Cookie strictly required
This cookie keeps the cookie settings chosen by the user
analytics_storage
Google Analytics
Tag that allows the placement of 3rd party measurement, analysis and performance cookies
Enables the storage of statistical information, such as third party cookies, for analysis and measurement purposes - for example, length of visit
ad_storage
Google Ads
Tag that allows the placement of 3rd party promotional cookies
Allows storage of information (such as third party cookies) associated with advertising
ad_user_data
Google Ads
Tag that allows the placement of 3rd party promotional cookies
Allows personal user data to be sent to Google for advertising purposes
ad_personalization
Google Ads
Tag that allows the placement of 3rd party promotional cookies
Allows for the display of personalised advertisements
bt_gclid
Google
Promotion cookie
This cookie generates a random code called gclid, for traffic coming from the Google Adwords platform
GRECAPTCHA
Google
Cookie strictly required
Cookie used by Google's reCaptcha algorithm for risk analysis to ensure website security
_fbp
Facebook
Promotion cookie
This cookie is used by Facebook to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
_ga
Google
Promotion cookie
This cookie is used to distinguish unique users by assigning a randomly generated number as a customer identifier. It is included in every page request on a site and is used to calculate visitor, session and campaign data for site analytics reports. By default it is set to expire after 2 years. This cookie is used by Google Analytics 4 to differentiate users.
_ga_(container-id>
Google
Promotion cookie, measurement
This cookie is associated with Google Analytics 4 and is used to persist session state. It expires after 2 years.
_ga_G
Google
Promotion cookie, measurement
This cookie is associated with Google Analytics 4 and is used to persist session state. It expires after 2 years.
_gcl_au
Google
Promotion cookie
Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
1P_JAR
Google
Promotion cookie
This cookie is associated with Google DoubleClick and is used to display personalized ads based on previous visits to the site. This cookie has a lifetime of one month.
ACS
Google
Promotion cookie
These cookies ensure that within a browser session requests are made by the user and not by other sites. These cookies prevent malicious sites from acting on a user's behalf without the user's knowledge. These cookies have a lifetime of 6 months.
APISID
Google
Promotion cookie
This cookie is associated with Google and is used to serve Google ads on websites based on recent searches and interactions. This cookie has a lifetime of 13 months.
CONSENT
Google
Promotion cookie
This cookie is associated with Google and is used to store a user's status regarding cookie choices. This cookie has a lifetime of 2 years.
SOCS
Google
Promotion cookie
This cookie is associated with Google and is used to store a user's status on cookie choices This cookie has a lifetime of 13 months.
HSID
Google
Promotion cookie
These cookies are used by Google to display personalised ads on Google sites based on recent searches and previous interactions. This cookie has a lifetime of 2 years.
NID
Google
Promotion cookie
This cookie is used to display Google ads in Google services for users who have logged out. This cookie has a lifetime of 6 months.
SAPISID
Google
Promotion cookie
These cookies are used by Google to display personalised ads on Google sites based on recent searches and previous interactions. This cookie has a lifetime of 2 years.
SEARCH_SAMESITE
Google
Promotion cookie
This cookie allows servers to mitigate the risk of CSRF attacks and information leaks by stating that a particular cookie should only be sent with requests initiated from the same domain of record. This cookie has a lifetime of 5 months.
SID
Google
Promotion cookie
This cookie contains digitally signed and encrypted records of a user's Google Account ID and most recent login time. The combination of these cookies allows Google to block many types of attacks, such as attempts to steal the content of forms submitted to Google services. This cookie has a lifetime of 2 years.
SIDCC
Google
Promotion cookie
This cookie collects information about how the end-user uses the website and any advertisements that the end-user may have seen before visiting that website. This cookie has a lifetime of 1 year.
SSID
Google
Promotion cookie
This cookie collects information about how the end-user uses the website and any advertisements that the end-user may have seen before visiting that website. This cookie has a lifetime of 13 months.
__Secure-1PAPISID
__Secure-3PAPISID
__Secure-1PSID
__Secure-3PSID
Google
Promotion cookie
This cookie is used for targeting purposes to create a profile of the website visitor's interests in order to display relevant and personalized advertising. This cookie has a lifetime of 13 months.
__Secure-1PSIDCC
__Secure-3PSIDCC
Google
Promotion cookie
This cookie provides user authentication (contains digitally signed and encrypted records of a user's Google Account ID and most recent login time), which are then used to display ads relevant and personalized to that user. This cookie has a lifetime of 1 year.
_ga
_ga_{GA4_stream_id}
Google
Promotion cookie
This cookie is set when a person visits our website for the first time. Google Analytics sends the customer ID with each access to associate the access with a user. This cookie has a lifetime of 13 months.
id
Google
Promotion cookie
This cookie can only have the value "OPT_OUT" and tracks whether a user has disabled personalised ads. This cookie has a lifetime of 13 months.
personalization_id
Twitter
Promotion cookie
This cookie is used by Twitter to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
DSID
Google
Promotion cookie
Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
IDE
Google
Promotion cookie
Used by Google AdSense to experiment with the effectiveness of advertising on websites using their services.
en
Facebook
Promotion cookie
This cookie is used by Facebook to deliver a range of advertising products, such as real-time bidding from third-party advertisers.
hjTLDTest
Hotjar
Performance and analysis cookie
Session cookie
hjid
Hotjar
Performance and analysis cookie
It is used by Hotjar to associate a unique ID, valid for 365 days, to identify a user in order to analyse their behaviour on the site over several sessions.
hjFirstSeen
Hotjar
Performance and analysis cookie
Session cookie

This site uses several codes to track visitor behaviour on the site. These codes do not individually identify users of the site, and are not linked to personal data. 

How can you control cookies?

You can change your cookie settings on the BT Capital Partners website (except for required cookies) by going to the cookie settings menu. This can be found both in the cookie banner of the BT Capital Partners website and in its cookie settings footer. You can also set the browser you are using to block all types of cookies, including necessary cookies. Please note, however, that in this case the websites you visit (including the BT Capital Partners website) may not function properly. Also, disabling other types of cookies (other than necessary cookies) may affect the functioning or your experience when using the website. Details on browser settings for blocking or deleting cookies are available below:

Google Chrome:

  • click on the key icon and select Options from the list
  • click on the "Advanced settings" tab
  • click on Content settings in the Privacy section.
  • choose the settings you want
  • click on X to close

 

Mozilla Firefox:

  • select Tools from the main bar, then Options
  • click on the Privacy tab
  • choose the settings you want
  • click OK to close

 

Internet Explorer:

  • click on the Settings / Tools icon
  • click on Internet Options
  • click on Privacy and then choose the options
  • click on Apply and then OK to save your preferences

 

Safari:

  • click on Preferences and then Privacy
  • in the cookie blocking section choose your cookie options
  • save preferences

 

Security and privacy issues

In order to avoid cookie-based attacks, we recommend that you make sure that the version of the browser you are using is always up to date. The data collected by cookies is generally anonymous. In cases where cookies process personal data, you benefit from the rights set out in the BT Capital Partners Privacy Policy, which can be found at the following link: /storage/app/media/BTCP-personal-data-processing-policy-2022-Clear.pdf